How to Save on Car Maintenance (Complete Guide)

Alina September 15, 2018

For an average person, a car is a second largest purchase after a house. The Bureau of Labor Statistics reports that costs of owning and using a vehicle are also in the second place after a house-buying. The study of AAA’s Your Driving Costs showed that driving a car costs approximately $8,700 a year. ItREAD MORE

Steps to Get an Installment Loan

Alina

You already know so much about installment loans. You know the difference between payday and installment loans, you know that loans can be tricky if not used wisely. However, we decided to post this infographic for those who still have seconds thoughts towards online installment or personal loans. Need a Loan? Act Now! With onlyREAD MORE

Should We Pay for Tuition with a Credit Card?

Alina

College is an investment of time, energy, and money that can help get ahead in the future. After getting a college degree in a field of high demand, it is easier to build a profitable career. Unfortunately, college education requires a financial investment as well. The average tuition students paid for 2017-2018 school years wasREAD MORE

Budgeting Hacks for First-Time Parents

Alina

Along with being cute and adorable, babies can often stress their parents out. You were probably ready for sleepless nights and feeding struggles in advance. But did anybody mention about all those inevitable baby expenses for which you should start preparing long before the due date? Of course, life will never be the same asREAD MORE

Solving Your Problems with the Same Day Loans

Alina September 10, 2018

Almost everyone faced the situation when you need an emergent help in a form of a certain amount of money. No matter if you turn to same day loans or a usual bank. The fact is 34% of Americans have taken out personal loans in the past year – that is about 83.5 million people.READ MORE

How Lenders Decide Whether to Give You Loan or Not

Alina January 2, 2018

Have you ever thought “I need to find the installment loans near me and apply as soon as possible”? Well, if you need an urgent loan help, you should wear the hat of the potential lender to understand his train of thoughts and know how the lender decides whether to give a loan or not.READ MORE

How to Save on Food Costs and Household Expenses

Alina December 28, 2017

It’s always hard to make ends if there’s a little money in your paycheck. The first two things that become a real burden for people with a very limited budget are food costs and household expenses. But to be honest, everyone wants to cut down these two major expenses, even you are not that limitedREAD MORE

How to Start Saving for Vacation

Alina December 24, 2017

Thrilling waves crash, snow-white sand, caressing sun, and careless weekdays – the perfect vacation looks like this. The vacation itself is the most pleasant part of the year, but how many stresses we face before finally sighing with relief! The money issue is usually the most confusing and irritating part of the vacation. Unfortunately, someREAD MORE

Top Apps To Help You Monitor Credit Score

Alina December 8, 2017

According to the latest research from the FICO company, the average FICO credit score of American consumers in 2016 was 699. This number is really encouraging, isn’t it? More than half of U.S. borrowers are able to score over 700. It means that it’s not that difficult to improve your credit. Monitoring your score hasREAD MORE

How to Create An Early Holiday Shopping Budget

Alina November 27, 2017

“I haven’t yet recovered from Halloween expenses” – that is, perhaps, your first thought after reading the title. But to be honest, compared with a winter holiday shopping season, this was just a rehearsal. To benefit the most from Christmas shopping, you have to think of it the sooner the better. You won’t be surprisedREAD MORE

Pros and Cons of Joint Credit Cards

Alina November 16, 2017

Joint credit cards became an ultimate solution to people living under the same roof and sharing most of their expenses together, whether it’s couples, siblings or parents with their children. Many of them believe having a joint credit card for two can make their life easier when it’s time to pay off bills or otherREAD MORE

To People Who Want To Save More Money But Can’t Get Started

Alina November 12, 2017

If you’re like most Americans, you have that inner voice telling you that you should be saving more money. But you may feel frustrated that you just can’t seem to save any extra dollar no matter how hard you try. Is that you? If so, you’re not alone. According to a study done on 7,000READ MORE

How Student Loan Influences My Credit Score

Alina November 3, 2017

This is the question of more than 70% of students, who graduate from college with a student loan debt. Unfortunately, there is no exact answer because each issue requires details of every certain case. The influence on the credit score depends on how regularly a student pays the monthly payments, what is the loan length,READ MORE

Things You Need to Know About Payday Loans

Alina October 19, 2017

Have you ever needed to get cash quickly? Friends and family might not always be able to offer financial support on a short notice. Taking a loan from the bank could take a while and it is not guaranteed an application will be approved. In situations like this, a short-term personal loan may become aREAD MORE

Money Problems You Can Solve With a Loan

Alina October 9, 2017

Life does not always go according to a plan and unexpected expenses may appear out of sudden. An emergency fund could become a real saver in this situation but not everyone has it. Financial troubles usually cause panic and confusion making a person feel desperate and lost. Is it really that hard to find aREAD MORE

Tips for Managing Your Student Loan Debt

Alina September 25, 2017

Private student loans are becoming more and more widespread and used by students who have little or no family financial support, those who study at private universities, as well as students making graduate degrees. Such loans are issued by banks and various financial institutions. That is why the Department of Education can’t regulate this privateREAD MORE

Benefits of Payday Loans You Should Know About

Alina September 18, 2017

When applying for some kind of a loan, it’s important to weigh all of its pros and cons. Is this loan beneficial enough for you in terms of payment, interest rate etc.? For instance, if you are not taking a large loan that you are going to pay off the next 5 to 10 years,READ MORE

Don’t Fall for These 5 Student Loan Myths

Alina September 9, 2017

The beginning of the first academic year for freshmen in colleges and universities brings a lot of excitement to students as they expect a completely new and most importantly “adult” experience there. Their parents, on the other hand, start to worry about the new problem, which is a gradually growing student loan. Even though weREAD MORE

How to Run Your Budget Like a Pro with These Apps

Alina February 14, 2017

People owning smartphones and other electronic gadgets can make their lives much easier if they know which apps are indeed useful and worth being downloaded on their devices. Right now, the essential ones are the apps meant to help users manage finances. And our online installment loans company will help you to choose one. TheREAD MORE

6 Financial Predictions for Investment in 2017

Alina February 8, 2017

In the new year of 2017, all business owners can finally sigh with a relief: now they enter the market with new energies and potentials to make their business growth even more successful. But can we say that 2017 would be the year when all business owners can expect some positive changes? Let’s figure outREAD MORE

How to Take Control Over Your Money

Alina February 7, 2017

Taking care of finances is a quite challenging task and requires a lot of effort. No wonder a lot of people prefer to use the help of a financial planner. On the other hand, it does not mean that doing it yourself is impossible. The best way is to research and learn. Our blog forREAD MORE

How to Choose the Best Installment Loan Provider?

Alina January 23, 2017

Many people might not know the exact definition of an installment loan but indeed it’s quite a simple and clear phenomenon almost everyone had to deal with. Let’s say, usual mortgages and car loans are also considered to be installment loans – they just have more specific names we are already used to. An installmentREAD MORE

How to Set Your 2017 Personal Finance Goals?

Alina January 14, 2017

New Year has already made its significant start in our lives and many of us were looking forward to this moment in order to make their biggest New Year resolutions come true. It’s no wonder since by changing habits people expect to start out fresh, would it be quitting smoking, losing weight or handling yourREAD MORE

4 Ways to Achieve Affordable Rate on Personal Loans

Alina December 27, 2016

Who hadn’t applied for personal loans? When people face with temporary financial difficulties, personal loans are the first thing that comes to their minds. They are fast, have a simple application process, and don’t require large packs of documents. On the surface, they seem to be the perfect solutions for emergency situations and personal needs.READ MORE

5 Steps toward the Best Credit Score in 2017

Alina

Imagine that you have the best credit score in 2017! A couple of months and you can apply for any kind of the loan on the most affordable conditions. That’s not a joke and not a fairytale. It might be your cherished dream that can become a reality. If you are intrigued, installment credit specialistsREAD MORE

How to Cope with Mortgage in 2017?

Alina December 26, 2016

Trying to foresee the situation with mortgages in 2017 is almost impossible. Relying on the prognoses of the politics is unreliable. Still, everyone, who is going to apply for a mortgage in 2017, shouldn’t give up on this idea. Mortgage statistics in 2016 show that this year was quite profitable for purchasing houses in aREAD MORE

Learn How to Protect Your Credit Card from Frauds

Alina

Credit cards are a usual type of payment in the supermarkets, malls, banks, cafes, on the gas stations, etc. They are a part of our routine. But is this part of the routine protected enough? While people are trying to make their family and friends happy, they give thieves a substantial platform for certain frauds.READ MORE

All You Need to Know about Personal and Cash Loans

Alina December 22, 2016

Do you know at least two available and fast ways to solve financial problems? Fast cash loans and personal loans are two things that usually come to mind. The potential borrowers usually confuse these types of the fast loans. Still, they are different! Luckily, trustworthy financial experts can identify the differences and help you choose theREAD MORE

Financial Mistakes You Have to Avoid

Alina December 19, 2016

Do you aware of the financial mistakes you usually make? Hardly. Everyone has his own spending habits, representation about savings, attitude to debts and credit cards. While people are sure in their own rightness, they all make mistakes that can be fatal. Not every lender will tell you how to act to qualify for theREAD MORE

7 Ridiculous Myths about Credit Score

Alina December 15, 2016

There is definitely something you have to know about credit score! Some people are too cautious about it, others don’t take into account important details. Still, there are people, who take ridiculous credit score myths seriously. Often instead of learning how to actually improve a loan application, borrowers choose to believe in financial myths. RightREAD MORE

The Best Tips for Improving Your Loan Application

Alina December 9, 2016

You don’t need to complete a test assignment or write a letter of recommendation when applying for a personal loan. However, it doesn’t mean it’s not rigorous at all. You will definitely have to set apart the time to make your loan application right. Additionally, you might want to learn a few basic payday loanREAD MORE

3 Payday Loan Tips for Everyday Use

Alina November 9, 2016

There is hardly a person in the USA, who had never heard about payday loans. Despite a controversial attitude to payday loans, lender confirmed that the demand for the fast financial help till the payday is growing. Still, most of the people are cautious about the relevance and safety of such assistance. The doubts areREAD MORE

What to Know when Applying for a Personal Loan

Alina

Personal loans are a controversial financial operation. Most of the potential borrowers are cautious about applying to this kind of financial help. It happens when people simply don’t consider all possible benefits and risks of the personal loans. That’s why, unfortunately, some people really fall in the trap. How to avoid it and what you,READ MORE

Winning Ways to Manage Finances in Your 30s

Alina November 2, 2016

Who said 30 is a verdict of the financial insolvency? Yes, this age can be complicated sometimes. A thirty-year person has plenty of responsibilities and has to live independently. You can buy a home or a car, launch your own business, or start a family and you always need money. Not everyone manages to handleREAD MORE

What Is the Difference Between Good Credit Score and Credit Rating?

Alina October 24, 2016

Superficial knowledge of the financial life is risky for your success! If you are a card holder or have debts, you definitely should know the inner life of the loan process. People, who want to prove their creditworthiness, should provide one of two things – credit score or credit rating. Some of the potential borrowersREAD MORE

6 Killer Financial Tips to Get a Small Business Loan

Alina October 11, 2016

Despite the unstable economic situation, the sphere of small business is developing and prospering and, obviously, requires investments. The resourcefulness and creative thinking have to be based on the substantial financial support as modern supplies, which help business to develop, are must-have in today’s competitive world. Some people prefer living frugal or even turn toREAD MORE

How to Save Money by Living Healthy

Alina October 5, 2016

While most of the people refuse to lead a healthy lifestyle because of the imaginary large-scale investments, others live healthily and improve their financial circumstances! Yes, it may sound hilarious as a gym, sports sections, organic food, and healthy lifestyle at all require money and time but let’s look at it from the other side.READ MORE

6 Hacks to Keep Your Credit Score High

Alina September 28, 2016

With your first credit, no matter if it’s a credit card or a new home, you need to learn how to take all your finance under control. It’s a basic skill you need to gain not to get into debts. When you take out a loan, it’s necessary to understand that your monthly payments willREAD MORE

A New Car – Choose The Right Financing!

Alina September 21, 2016

When you are choosing a new car, there is no need to overpay to your dealer by using dealer-sponsored financing. This means that you won’t have to pay extra fees and charges that can be included in your financing arrangement. Instead, you should look for a better deal from banks or credit unions that offerREAD MORE

Why Credit Score Is Getting Lower With No Debt?

Alina September 13, 2016

Some people, who paid off the debt, complain that their credit score has been reduced. The situation requires attention as a good credit score is so hard to reach and so easy to lose. That’s why even a couple of points can become an obstacle to your dream. Unfortunately, the situation is getting worse asREAD MORE

Are Installment Loans Good for Startup Business?

Alina September 7, 2016

Starting your own business is complicated and risky. Obviously, you don’t know for sure whether it will bring success. Still, particularly the riskiest people usually reach success. On the first stages, young businessmen need a financial assistance. Most of them choose installment loans – the real tendency in the today’s financial world. Installment loans mightREAD MORE

Is Saving on Holidays Possible? Yes!

Alina September 3, 2016

Are you tired of holidays as the expenses are usually hit the pocket? The financial experts try to convince people that everything is possible and spending holidays without substantial costs is a commonplace for today’s shopaholics! Still, before using your credit card to make purchases, check out your credit score as it will save youREAD MORE

Easy Way to Learn Your Credit Score

Alina

Knowing a credit score is important if you are going to apply for a loan or if you want to improve it. Still, the check-out process is more complicated than it seems on the surface. An outstanding three-digit number is crucial if you want to get mortgage or car loan. Obviously, you might not careREAD MORE

Is No Credit Check Loan for the Unemployed Possible?

Alina

It happens that people lose their jobs and have no opportunity to pay off debts. Obviously, they tend to look for the reliable financial assistance. Not every lender is risky enough to approve a loan for the unemployed borrower. No matter do you look for the affordable mortgage loan or credit for a car purchase, youREAD MORE

7 Essential Tips to Get Mortgage Loan

Alina September 2, 2016

Everybody, who is going to apply for a mortgage loan, has got to the right page! This article contains top 7 tips that will help you to get an approval. So, your dream that lies in buying a home is getting closer. If you managed to reach a good credit score, then application process containsREAD MORE

Top 7 Tips to Save Good Credit Score

Alina

A good credit score is the desirable goal of most of the potential borrowers. People, who managed to create a good credit score, followed the winning strategy but how to maintain it now? This question strikes most of the Americans as the bad score can become a barrier between an approval of the loan andREAD MORE

Installment and Payday Loans: Know the Difference

Alina

Installment and payday loans are two main types of the short-term loans that are extremely popular among people, who urgently need extra money! The high demand for these types of loans makes local financial companies and their online representatives create positive circumstances for their potential clients. Unfortunately, not every company will provide the financial assistanceREAD MORE

College Students and Money

Alina June 28, 2016

An independent financial life often starts with college. If you are a student, this article will help you to gain some more experience in a monetary realm of life. If you are a parent and have children, get acquainted with some tips as well for you will be able to advise something smart to yourREAD MORE