It’s always hard to make ends if there’s a little money in your paycheck. The first two things that become a real burden for people with a very limited budget are food costs and household expenses.
But to be honest, everyone wants to cut down these two major expenses, even you are not that limited in money. Especially now, during the crisis. Saving is useful in all senses. It disciplines and keeps you away from unnecessary waste.
You can save hundreds of dollars if you simply change your wasting habits and this can literally help you save for a vacation or something else. Start saving on everyday things, like groceries and utility bills with our list.
Cutting Down Expenses on Food
Know which food products you actually need
Have you ever noticed that much of your purchased food is being thrown in the trash can? Studies prove that approximately 40 percent of all groceries bought by an average American is not consumed at all. So, does it really make sense to buy unnecessary food products? Always, figure out what is really needed and what you are going to eat 100%.
Always write a grocery list
It’s a good idea to list down the products you are going to buy before going grocery shopping. Take this list and follow it to avoid some spontaneous thoughts of purchasing extra stuff that will most likely be thrown away later.
One more important thing to do before going grocery shopping is to eat. The feeling of hunger can make you purchase more, you know, just because you want something to eat right now.
Store food in advance
A lot of Americans have huge basements, extra refrigerators and freezers or shelves for storing groceries in advance. How can you benefit from that? Very simple – purchasing food while it’s on sale, or during special hours or by using coupons. Also, everyone knows that shopping in “bix boxes” rather than in smaller packages is financially beneficial. It’s a great opportunity to save tons of money just on food without sacrificing something you are used to eat, which isn’t quite affordable at a full price.
Cook at home instead of eating out
Don’t be lazy and spend 5 minutes of your time in the evening to prepare a home lunch to work. First, you won’t spend money on another salad or burger from a nearby restaurant every single day. Second, you will find the way how to use your leftovers from dinner. Also, instead of dining out with your family several times a week just because you are too lazy to prepare a dinner at home or you didn’t have time to cook can get very pricey. There are a lot of simple recipes for good meals that you can even prepare beforehand and freeze until the dinner time.
Cutting Down Expenses on Household
Pay more attention to your “electricity” habits
It’s been so many talks about how to save on energy. As we all know, keep light switched off while you’re out in the other room to not waste unnecessary electricity. Nowadays it’s just so expensive to afford such negligence. Unplug some electrical appliances that you don’t use anymore. Even if it seems like they don’t take energy, they still do. Upgrading for energy star rated appliances is a very nice idea – they surely are going to be paid off. Try to use more of the natural source of heating or cooling your rooms instead of switching on air conditioning all the time and soon you will notice the decreasing of utility bills.
By the way, such healthy money habit will help save a family from bankruptcy.
Choose less water-consuming ways of laundry washing
Dry-cleaning has been always an expensive pleasure. Look through labels before purchasing any kind of clothes. If you purchase clothing with no dry cleaning, you’ll save a bit on cleaning costs. And to make them even smaller, you might want to remember that sometimes clothes don’t require using hot water to clean them up: cold one is cheaper so why do you have to pay more if the result is still the same?
It’s also important which kind of washing powder is being used. It should keep clothes fresh as long as possible to not do laundry all the time and save water and energy. That’s why you can fork out for some kind of expensive and high-quality detergent. Just make sure it doesn’t cause allergy.
And which money saving tips for food or household expenses do you personally consider effective?