How to Save on Car Maintenance (Complete Guide)

By on September 15th, 2018

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For an average person, a car is a second largest purchase after a house. The Bureau of Labor Statistics reports that costs of owning and using a vehicle are also in the second place after a house-buying. The study of AAA’s Your Driving Costs showed that driving a car costs approximately $8,700 a year. It means $725 a month. Each mile costs you 58 cents.

What are the biggest expenses of car owners and how to save on them? Let the specialists from Installment Credits help you!


According to the numbers, in 2017 an average car owner spent $1,178 on full-coverage insurance. You can diminish these costs. The competition in the insurance industry can help you find the lowest insurance rates. You can also check your policy ones a year. Read some tips on how to save on car insurance:

  • Shop around. Every insurance company has its own rate even for the same driver. So, compare car insurance prices to pay less. Make use of services, that help find the best car insurance providers.
  • Take advantage of discounts. Examine your policy thoroughly and check whether you use all the available discounts: home and car discounts, good-driver discounts, loyalty discounts and savings for some professions, like engineers or teachers.
  • Brush up your driving record. Order a copy of your DMV driving record to check whether you have outstanding tickets or violation points. When you clean your record, prove if the insurance company gives you a credit with a lower rate.
  • Enhance your deductible. Research shows, that if you increase deductible from $500 to $1,000 on average you can save roughly $200 a year.


According to a fresh research, an average driver loses $3,172 in car depreciation. Depreciation means the lowering value over time. It is not a cash expense, but you feel its effect when you trade in or sell your car. You can control it when buying a car.

1. Purchase used. If you buy a used car, in the first year you will avoid from 20% to 30% depreciation drop. The best strategy is to buy a 2- or 3-year-old car and sell it when it is 5-6-years old. In such a way you will have a newer car at a cheaper price.

2. Search high resale value. You can predict a resale value with the help of Kelley Blue Book or You can save your money if you buy a car that holds its value. Your wise choice will pay back when selling a car.

You can also apply for the installment loan – learn how to boost your chances of getting approved!

Car Maintenance

1. Check your tires regularly. If the tires are not inflated enough, they will wear out faster and waste gas. Yet, tire pressure can be fluctuated by 2-3 pounds per square inch (psi) in case of temperature changes. So monitor the psi on a regular basis.

2. Tune the engine. Car engines have to be often tuned. The car uses less gas if its engine is properly tuned. So schedule a tune-up if you forgot when was the last one.

3. Change filters. Check your filters regularly. It is especially important for a dusty area. To use fuel more efficiently, clean the car’s filters.

4. Use the correct motor oil. Check whether you use the correct motor oil. If you do not know what oil type your car requires, go online or check the manual. The engine can work bad and waste gas if you use the wrong motor oil.

5. Turn off the A/C. If a driver uses air conditioning too often, his car can turn into a gas guzzler. Turn it off as often as possible. To cool the air down, park your car in the shade and roll the windows down a crack to circulate air.

Save on Gas

Comparing to other countries the gasoline cost $2,56 per gallon in the US in the 2nd quarter of 2017. But as the U.S. Energy Information Administration informs, that in 2016 the U.S. drivers consumed about 143.37 billion gallons of finished motor gasoline. It means 391.73 million gallons a day. This was the largest amount of annual motor gasoline consumption on record. Now read a few tips on how to save on gas.

1. Turn off additional inventory. Air conditioning, radio, stove, lights, wipers, satellite navigation, and any other additional equipment consumes fuel. Because of this, you are spending 5-30% more gasoline, which is quite a lot. Of course, it will not be that comfortable to ride with these things off, but sometimes it’s better to sacrifice it.

2. Slow down. Fast driving leads to a fuel over-expenditure. The higher the speed, the more gas you spend. It increases the engine speed, which requires a lot of energy. Start to drive more slowly and you will immediately feel the difference in your spending.

3. Move smoothly. Fuel consumption is used optimally when you drive smoothly and evenly. This advice will be especially useful for those who are pondering how to save the car petrol. Analyze your route and try to pass it without haste, without overclocking and sudden braking.

Download a Gas App

You can save on a gas pump when using smartphone apps. The following apps are available for all the operation systems: IOS, Android, Windows phone Blackberry and others:

  • connects consumers with the local retailers included petrol stations.
  • GasBuddy shows the location of the cheapest gas and the closest petrol stations nearby. The network of the application’s users collaborates to provide the latest gas price updates.
  • These apps are available for iPhone exclusively:
  • Fuel Finder is supposed to be the best app providing the gas price. It automatically refreshes price information every 5 minutes.
  • AroundMe is an all-purpose application, that does not only search for the cheapest gas but also helps to locate hotels, pharmacies, movie theaters and so on. Time rated it as the best iPhone app in 2011.
  • Gas Cubby tracks gas prices. Maintenance requirements and car mileage.
  • SmartFuel slightly differs from other gas price-finding apps. It relies upon gas price databases, rather than reports from users.

So there are plenty of ways to save on car expenses and car maintenance. Your task is just to try some of them and save your money.