18 Fast Cash Options to Solve the “I Need Money Now” Problem

By on December 25th, 2018

I need money now
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Life can sometimes be challenging. Various situations may arise when you need fast cash right now. You may have unexpected expenses, plan a vacation, repair a car, pay rent but if you have no funds set aside, this is impossible.

If you’ve found yourself saying “I need money”, you are in the right place. Fortunately, there are many ways of getting quick money without using a credit card or asking friends or family members for a loan.

You may find yourself in need of money, your bank account may be empty, etc. There are many ways of getting money within 1-2 days. Let’s take a closer look at some of the most popular of them.

So, here is a list of top popular ways to get quick cash today to cover your unexpected expenses.

  1. Participate in Paid Online Surveys

If you are saying to yourself “I need money today“, you can take part in online surveys that involve answering questions about yourself. This is an easy way to make some cash quickly.

What you need to do is to share information about you. If you are willing to uncover some small details about your habits and lifestyle, go ahead. Visit such websites as Survey Junkie, Vindale Research, Swagbucks and so on. Swagbucks, for example, even pays its users for watching movie trailers. Isn’t that a fun way to earn some money?

Those who possess information can rule the world. That is true, especially, when it comes to companies. They are using information about users’ preferences to succeed in the battle with competitors.

Such surveys are very popular. Companies are willing to pay consumers a small fee for feedback to collect valuable data about a product or service. However, problems may occur when a survey website is not legit. So, make sure you are going to cooperate with the best ones.

  1. Sell Your Stuff to the Pawn Shop

The initial idea what pawn shops were designed for was to buy old but functional stuff that people don’t need. You can sell electronics as long as you purchased a new item, the piano you don’t play, or the old-fashioned jewelry you received from your grandmother, etc.

However, things can change. Today, pawn shops often serve a place where one can get quick money to pay bills or in some other pressing need.

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If your apartment is cluttered with stuff that you never use, you can consider pawning it. This is also an excellent opportunity to get cash when you need money fast.

Make a list of items you don’t need and find a pawn shop in your town. You can sell jewelry, electronics, and other precious items but remember that pawn shops provide a small part of the item’s real value. However, to buy an item back, you would need to pay an additional 20 percent.

So, it is recommended to avoid pawning valuable items as pawn shops pay very small amounts of money.

In any case, the reason is not important. If you are telling yourself “I need money now”, pawn shops can be one of the quickest options.

  1. Donate Your Plasma

Another quick way to get some money fast is to give you plasma to someone who needs it. If you find yourself saying “I need money fast”, consider finding a local plasma center.

Remember that you need to have a strong tolerance for displeasure. One more thing to keep in mind is to drink plenty of water/fluids, especially, in summer. The amount you can be paid is around $40 on your first donation. This may not be much but perhaps enough to pay for gas, food, etc.

Make sure you are not under any health-related risks to use this one-off opportunity. And be ready to stand in long lines and fill out many forms before giving your blood.

  1. Make Money with Your Car

Those who want to get money now and have a car can take advantage of using some platforms like Uber or Lyft.

If your vehicle meets the minimum requirements, you can use it to make decent money as a side hustle. So, sign up to drive people around with Uber or Lyft to increase your earnings instantly.

An alternative way of making money with your car involves renting it. If you don’t have time to drive, then sign up in Getaround which is a car-sharing service. It allows sharing your car to other people when you don’t need it.

The good news is that you don’t need to worry about your property getting stolen or damaged. This company provides its customers with insurance. So, if something happens, you are paid $1 million Getaround insurance policy.

  1. Offer Babysitting Services

If you like children and need money now, you can consider babysitting as one of the possible ways to earn some money quickly.

You might be trying to find your clients in an old-fashioned way looking for someone with children in your area. However, websites like Care.com allows doing it much faster and easier as it connects parents and babysitters on one platform.

The amount of money you can earn starts at $10 an hour. The price depends on the number of children and hours. What is important is that you manage your time yourself, the schedule is flexible as well as the number of tasks. Those who enjoy child care can also be full-time babysitters.

  1. Deliver Food

If you don’t have a car to drive people around with Uber or Lyft, you can still make some quick money using your scooter or bike. For example, Uber Eats and Instacart offer delivering food to people around the city, so it can be a great way to start working for this platform.

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All you need to do is to download an app, sign onto it, complete your online application, and start looking for or receiving requests.

This work allows you to have a flexible schedule, work any time you can.

If you need money now and are doing some shopping, you can also buy foods for other people. If someone chooses you as their Instacart personal grocery shopper, you can make quick cash. Besides buying, you will need to deliver groceries to your clients’ homes with no damage.

Your pay depends on such factors as the size of your order, distance from market to client’s home, etc. Additionally, you can get tips. If you need money now, Uber Eats even allows making some quick cash abroad using your bike.

  1. Share Your Home or Room

Whenever you are not home and need cash now, you can rent your house out using some online platforms. On Airbnb Guests, users can earn $100 per day, $1,000 per week just by renting out a bedroom, a room, a house, etc.

On Airbnb that has over 150 million users globally, it is not a problem to get renters if you have a good offer. Both homeowners and renters can benefit greatly. In case, some safety, security, or property damages happen, you will be paid cleaning fee or security deposit to cover losses.

  1. Become a Freelance Writer or Transcriber

Freelance writing or transcribing is another great option to make fast cash online. In case, you are telling yourself “I need cash now”, sign up for websites to take requests from clients at any time. The best of the freelance platforms by far are iWriter, Textbroker, Speechpad, etc.

The advantage of working for this kind of websites is that you can get as much work as you want. The disadvantage is that you may not get a lot of money and there will be not many consistent clients. By doing freelance writing or transcribing, you can earn from $10 an hour and more.

It is advisable that freelance writers or transcribers tried to find a good website. Also, they need to develop long-term relationships as soon as possible.

So, avoid focusing on fast and low earnings. The history knows cases when freelancers made 6-figures a year. To do this job, you would need to have excellent speed typing skills, access to the internet, a computer and some spare time.

  1. Arrange a Garage Sale

Holding a garage sale is quite an easy way to get some quick cash but there are some pitfalls to take into account. To pay rent, medical or credit card bills, buy food, have a garage sale.

In case, a lot of stuff is cluttering around your house, you don’t really need it. Consider selling it to people in your neighborhood at reasonable prices. It should be at least 10-20% lower than the retail price. To advertise your garage sale, hang up ads around your neighborhood as well as on the internet websites like Craigslist and other.

Thursday, Friday and weekend are probably the best days for a garage sale.

Make sure you make all the items visible and well-organized in the garage so that people could easily find and buy them. Remember that bargaining an inevitable part of any garage sale, so don’t be too harsh. And don’t forget about some snacks and lemonade for free to make it an enjoyable time.

What items can you sell? Well, different, beginning with old CDs to a bike you don’t ride.

Here is a short list of possible things:

  • scrap metal
  • your creations, photos
  • old DVDs, CDs, video games
  • electronics
  • household items
  • jewelry and many more.
how to get cash now
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  1. Ask for a Pay Raise

Once, you already have a job, why don’t you ask for an increase? If you are a good worker and need some extra money right now, the reason may be because your boss hasn’t increased your salary for a long time.

For some people, it can be difficult. What they do if they are not paid well is they change a place of work. Once, you feel you deserve higher pay, try to ask your boss for an increase. $1 or $2 an hour added to your salary can help you manage your finances much easier.

Choose a day and time to have a conversation with your boss and ask him about an increase in an appropriate moment. No need to make a long introduction but explain the situation to your boss. You don’t need to mention what you need this money for. However, if needed, tell about the tasks you performed well or emphasize the time you work for a company.

  1. Earn Cash Back on Your Receipts

A new tip on how to get cash now is by using receipt-scanning apps like Ibotta, Receipt Hog and other. Such apps allow getting your cash back on your purchases. The steps to do include:

  • signing up with an app,
  • taking a picture of a receipt
  • getting paid via Paypal, Venmo, etc.

The truth is the receipt doesn’t even have to be yours. Also, you can get an additional $5 on Ibotta for a new user. While getting paid for scanning in receipts for things you buy might seem strange, but this is a total true. Try it out yourself!

  1. Get Paid for Walking with Dogs

If you are a pet lover, you may consider earning extra money by walking a dog. While some people would even do it for free, you can get paid if you sign up for Rover.

Today, Rover is functioning in more than 10 thous. cities and it is becoming more and more popular. This new app connects dog owners and dog sitters. Rover provides such services as:

  • dog boarding,
  • dog walking,
  • doggy daycare,
  • drop-in visits,
  • house sitting.

Doing such an easy job, you can earn up to $20 per hour in cash.

  1. Take a Short-Term Loan

If you need some money, a loan with a reasonable interest rate may be a good option. If you are not able to work or take advantage of any of the activities mentioned above, consider taking a 5000 loan to cover your unexpected expenses. You can ask for help from a loan platform online if you don’t want to go to a traditional bank.

Alternatively, borrow from friends or family. While you may feel uncomfortable, it can save you some money.

  1. Get Paid for Recycling

Stuff you throw away can be sold, so you can earn by recycling bottles and cans. Companies earn huge money for recyclables.

Instead of putting the recyclable items into recycling bins at your house, take them to the recycling center. Sort the recyclables into a few groups, namely, paper, glass, plastic, aluminum, iron items and other.

If you need some quick money, ask your friends, family members, and neighbors to gather old stuff for you. Reusable garbage may include electronics, plastic cans, old books and so on.

  1. Complete Jobs Online

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You already know about the platforms you can register on. However, we haven’t discussed yet the most popular of them.

Which of the platforms allowing making money on doing simple chores and personal assistant tasks are worth knowing? TaskRabbit, Mechanical Turk, Fiverr are top websites on the list. These tasks involve doing shopping, cleaning, moving, fixing furniture and other.

What is cool about such platforms is that these apps can send you a notification when there are immediate tasks.

Once, you found a job you are willing to take, you can discuss the details with your client. After you have done the task, you are paid via the platform. Such tasks usually do not take a lot of time allowing creating a flexible schedule.

Mechanical Turk is an Amazon-owned system that allows doing various tasks both online and offline. You can provide various services to people living in your area and willing to pay for them. On average, a serious worker can make from $300 to $3,000 or more a month.

  1. Do Tasks for Your Family Members and Friends

Asking for money from friends and family can be not an easy way to get some quick cash. You don’t want to bother your closest ones but helping them in exchange for money is an entirely different approach. Appealing to their self-interests makes things easier for both of you. Your relatives and friends will be more willing to extend you a helpful hand.

Additionally, you can use social media like Facebook, Twitter, Instagram and other to let your friends know you are available. Create a list of tasks you are able to do, for example, cleaning a house, washing a car, doing shopping, organizing an area, washing windows and so on.

  1. Sell Out or Rent Your Clothes

Purging your wardrobe may be an excellent way to make some quick cash. Well, not always quick but quite a reliable one. In case, you have some brand new items you do not wear but they still look neat, you can get a decent amount of money.

So, where to sell your stuff? eBay is definitely a platform to consider, especially, if you have branded clothing. On this popular website, one can sell stuff at high prices in the short amount of time. Poshmark, ThredUp, Tradesy, are also good websites but it can take longer to sell an item there.

If you need money right now, stores like Buffalo Exchange and Plato’s Closet are paying the same day as they buy stuff every day. While you can have a garage sale, you don’t have to limit yourself to selling your clothes to people living in the nearest area.

Another way to make money on clothes is to rent them out. It seems like today one can rent anything he has in possession, no matter if it is a car, a room or an item in the wardrobe. In case, you don’t want to get rid of your clothes but to give someone to use for some time, check out such sites as Fat Llama.

  1. Share Your Knowledge with Others

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If you are the best student in your college or university group, enjoy teaching, online courses can be a good way to make money. Beginning with email marketing and finishing with pet training, you can choose any kind of online courses to teach. Once, you chose an activity you can do better than others, you need to register for a free account on the online platform enabling teaching.

Udemy is one of the best online learning platforms for today.

It allows creating passive income through sharing knowledge on Udemy. It is fascinating that teachers don’t need to worry about running advertisement campaigns. Udemy does the marketing for them. To start, create your course including interesting videos and start selling it.


In case, you need some money right now, try out one of the suggestions above that can help you make quick cash. Hope, you’ve found the most favorable of these creative ideas to earn money fast by applying your skills.