Rates and Fees

Applying for a loan through InstallmentCredits.com is completely free of charge. But pay attention that our website doesn’t provide services like financial institution does. You can’t get a cash loan from InstallmentCredits.com directly. The website is created to help people with emergency need of cash to find the best lender with the most beneficial terms and conditions. We collect your personal data through the application form in order to pick up the lender from a wide base which will fit your needs the most.

Our company guarantees full transparency of financial disclosures concerning terms, rates and fees of cash lending service to the customer according to the Truth in Lending Act. Signing a contract our customer is provided with detailed information about all fees charged by the lender. After being approved for getting a loan you will receive full information about rates, fees, terms and conditions from the lender. Your electronic signature is required in order to confirm that you have got all information concerning the deal, that you have learned it and agreed.

Terms of the service

After your application is filled and submitted you will receive from the lender all documents referred to the loan you chose. These documents highlight all conditions and costs of the service. Read and analyze the agreement carefully, calculate all the costs before putting your e-signature on it. If you find out that the deal is not beneficial you may refuse signing it and search for something more appropriate. Putting your signature means that conditions of the contract satisfy your needs and you agree to make a deal. Pay attention to the fact that accuracy and attentiveness together with smart analysis will prevent you from making detrimental decisions.

Cash lenders providing services on the InstallmentCredits.com singly set all fees and terms. It often happens that the information which customer provides in order to get a loan determines the amount charged by the lender. Don’t forget that this is you who makes up his mind to strike a bargain. Our company has nothing to do with fees and rates which are suggested by lenders performed at the website. Our aim is to help customers with searching for an appropriate fast installment loan.

Non-payment policy

In the agreement you have a certain term when you have to repay the installment loan. If it happens that you are not able to do this the lender will charge a fine. InstallmentCredits.com policy is aimed to deal with honest, transparent and conscientious lenders and other financial institutions. However it is better to keep your bank account current and to track it all the time no matter which lender you have chosen. This will help you to avoid the unexpected expenses.

Late payments policy

Lenders’ policy concerning making repayments late may be various. Usually you incur an additional fee or interest rate increase by missing the deadline of payment term. Pay attention to the conditions of late repayments when studying an agreement and make sure that you have understood the information correctly. After you put your signature the lender have full powers to charge a fee for being late with the repayment. Legislation regulating late payments policy varies in different states but all lenders are held liable for observing them.

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