How to Save on Car Maintenance (Complete Guide)

Alina September 15, 2018

For an average person, a car is a second largest purchase after a house. The Bureau of Labor Statistics reports that costs of owning and using a vehicle are also in the second place after a house-buying. The study of AAA’s Your Driving Costs showed that driving a car costs approximately $8,700 a year. ItREAD MORE

Budgeting Hacks for First-Time Parents

Alina

Along with being cute and adorable, babies can often stress their parents out. You were probably ready for sleepless nights and feeding struggles in advance. But did anybody mention about all those inevitable baby expenses for which you should start preparing long before the due date? Of course, life will never be the same asREAD MORE

How To Save Enough For Retirement

admin June 2, 2018

Have you ever thought about your future? Do you know what to live for when you get older? Most people think they do, but when retirement gets closer they start realizing that they are either in a debt or have some minor financial issues. This article will tell you more about ways how to liveREAD MORE

How Much Bad Credit Can Cost Car Owners

admin May 28, 2018

  Purchasing a new car is always an important life decision. In addition, it causes extra expenses and immediately influences your credit score. The issue is not only to be a good driver but to be a responsible car owner. With the additional expenses like the car cost and the insurance premium, it is onlyREAD MORE

Basic Loan Terms and Definitions You Must Know

admin April 25, 2018

The following terms and definitions aim at giving a simple and informal meaning for terms and definitions that may be unfamiliar to you. Specialists of Installment Credits have collected the most common terms you might face when applying for a loan, but please remember: the specific meaning of any definition or term may depend onREAD MORE

Closet Organization Ideas to Save You Money

admin April 9, 2018

In the age of total consumerism, it is hard to avoid stuffing your life with the unnecessary things. You think that if you add more fancy clothes to your life it will somehow become well-managed and successful. However, when buying clothes people tend to overlook how the money slips away. Yes, you can try toREAD MORE

Online Installment Loans Basics

admin March 19, 2018

When it comes to getting a loan, the first thing that is checked by banks or any other financial institutions is a credit score. Bad credit history often becomes an obstacle to receiving a loan but it is not a dead-end. Those who keep looking for other options are likely to come across the online installmentREAD MORE

Why Online Loans No Credit Check Are Good

admin March 7, 2018

When the situation of emergency suddenly breaks in your life, you may not be ready to cover the unexpected extra expenses. It may seem that there are many options to get funds immediately. But it usually turns out that not all of them are realistic and available. A combination of bad credit score, stable income,READ MORE

If You Want To Remove Old Debts After Credit Reporting Time Limit

admin February 20, 2018

As a rule, credit reports do not have errors. But one error can damage your credit score even if you regularly monitor your score with the help of apps. The example of such errors can be the inclusion of outdated debts. Luckily, one can remove outdated accounts from the credit report if the limit ofREAD MORE

Things You Should Know About Personal Loans

admin January 31, 2018

It is hard to imagine a person in a modern society who would not face financial problems. There are a lot of reasons for the emergence of debts: a wedding, buying a car, personal emergency costs and other. And here you are in a situation where your expenses are out of control and you urgentlyREAD MORE

Lending Money to Family & Friends: Basic Rules

admin January 24, 2018

Up to $89 billion each year Americans borrow from friends and family, according to the Federal Reserve Board Survey of Consumer Finances. As the national survey by Fundable states “38% of the small startup businesses are launched with the help of the “family-friends” loans.” Yes, borrowing from friends and family is extremely convenient and popular.READ MORE

6 Apps To Boost Your Finances In 2018

admin January 22, 2018

Living in a city can give you a real cultural and social buzz, but it does undeniably come at a great financial cost. But hey, life’s too short to live in fear of checking your bank balance. Ignorance may be bliss, but the moment when your card bounces after offering to buy your colleagues aroundREAD MORE

Public Service Loan Forgiveness: Questions and Answers

admin January 18, 2018

There are a lot of public service loan forgiveness (PSLF) programs. That is why it is easy to get mixed when reading the application requirements. Pursuing this program is not a 100% way to get out of debt. But no fears – we have simplified it for you.  We have the most widespread questions dealingREAD MORE

How to Pay Off High-Interest Rate Debt

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Having a large amount on a high-interest card could be disturbing. Minimum monthly payments only slightly decrease the balance and paying the debt off seems last for ages. You do not need to be an expert in finances to realize that high-interest rate debt drags you down and endangers your financial well-being. How to getREAD MORE

How Lenders Decide Whether to Give You Loan or Not

Alina January 2, 2018

Have you ever thought “I need to find the installment loans near me and apply as soon as possible”? Well, if you need an urgent loan help, you should wear the hat of the potential lender to understand his train of thoughts and know how the lender decides whether to give a loan or not.READ MORE

How to Save on Food Costs and Household Expenses

Alina December 28, 2017

It’s always hard to make ends if there’s a little money in your paycheck. The first two things that become a real burden for people with a very limited budget are food costs and household expenses. But to be honest, everyone wants to cut down these two major expenses, even you are not that limitedREAD MORE

How to Start Saving for Vacation

Alina December 24, 2017

Thrilling waves crash, snow-white sand, caressing sun, and careless weekdays – the perfect vacation looks like this. The vacation itself is the most pleasant part of the year, but how many stresses we face before finally sighing with relief! The money issue is usually the most confusing and irritating part of the vacation. Unfortunately, someREAD MORE

How to Get Out of Debt

admin December 13, 2017

Managing your expenses isn’t a piece of cake, especially when there are several loans on hand. There are people that lack responsibility and let their indifference about money drive them into the financial trap. Now the life has turned into a series of endless calls from banks, reminders of payment of debt and constant paymentsREAD MORE

Money Issue: Bone of Contention for Couples

admin December 10, 2017

According to SunTrust survey, money is a number one reason for stress and misunderstanding in couples pushing back on the annoying habits that occupy the second place. Making money is good but what if they become a cause of disagreement? The Institute for Divorce Financial Analysis stated that money issues are the reason for 22%READ MORE

Top Apps To Help You Monitor Credit Score

Alina December 8, 2017

According to the latest research from the FICO company, the average FICO credit score of American consumers in 2016 was 699. This number is really encouraging, isn’t it? More than half of U.S. borrowers are able to score over 700. It means that it’s not that difficult to improve your credit. Monitoring your score hasREAD MORE

How to Create An Early Holiday Shopping Budget

Alina November 27, 2017

“I haven’t yet recovered from Halloween expenses” – that is, perhaps, your first thought after reading the title. But to be honest, compared with a winter holiday shopping season, this was just a rehearsal. To benefit the most from Christmas shopping, you have to think of it the sooner the better. You won’t be surprisedREAD MORE

To People Who Want To Save More Money But Can’t Get Started

Alina November 12, 2017

If you’re like most Americans, you have that inner voice telling you that you should be saving more money. But you may feel frustrated that you just can’t seem to save any extra dollar no matter how hard you try. Is that you? If so, you’re not alone. According to a study done on 7,000READ MORE

How Student Loan Influences My Credit Score

Alina November 3, 2017

This is the question of more than 70% of students, who graduate from college with a student loan debt. Unfortunately, there is no exact answer because each issue requires details of every certain case. The influence on the credit score depends on how regularly a student pays the monthly payments, what is the loan length,READ MORE

Top 5 Reasons to Refinance Your Home Loan

admin September 1, 2017

If you, just like the millions of Americans, are bound by monthly mortgage payments, then you probably know the mortgage rates are on the rise. This year has shown that the rates are still climbing thus making this year the most profitable for those who are ready to refinance. If you don’t want to loseREAD MORE

4 Fresh Financial Facts to Boost Your Budget

admin June 27, 2017

Most financial situations don’t have one special solution. The issue always depends on so many factors and variables. But, the next financial truths are applicable to everyone independently on their situation. So, you can even change your life, if you understand and follow these recommendations gathered by the best financial bloggers. Also, it will helpREAD MORE

4 Essential Types Of Insurance: What Should You Know

admin May 23, 2017

Today you can hardly find a person who has never heard about insurance policies. But are you sure to understand all types and the necessity to have each one to protect yourself? It is strongly recommended to learn this information before choosing necessary policies to protect definite spheres of your life. Luckily, specialists from theREAD MORE

Three Small Tips for a Proper Mortgage Saving

admin April 13, 2017

Probably, everyone is dreaming about his own house, a place that he may call ‘home.’ Unfortunately, not everyone can afford to buy a house independently, without applying for various loans, as a total cost of all expenses, renovations, and renewal will appear to be devastating. And in most cases, the total sum is the reasonREAD MORE

Zero To £45,000: My Success Story With Marketplace

admin March 20, 2017

In my 21 years in the freight industry, I have always tried to find new ways to make money for the family business. I find it fascinating to try and attempt a new idea and love seeing it come off, even more so when there is a great financial reward for my efforts. The worldREAD MORE

How To Calculate Annual Interest Rates?

admin March 6, 2017

Any loan is an important and complex issue. Choosing one is quite a challenge because conditions are different and require a lot of attention. Interest rates are one of the most significant problems. Besides, there are different types of the loan interest rates. For example, rates of the principal loan matter but there are otherREAD MORE

Where To Look for the Good Financial Tips

admin

A lot of people use credit cards. Some of them do it often, others prefer to pay with cash. However, a credit score is a delicate matter. Not everyone is aware enough of this type of financial issue. Banks and other financial institutions do not provide their customers with the comprehensible information. Luckily, there areREAD MORE

How to Run Your Budget Like a Pro with These Apps

Alina February 14, 2017

People owning smartphones and other electronic gadgets can make their lives much easier if they know which apps are indeed useful and worth being downloaded on their devices. Right now, the essential ones are the apps meant to help users manage finances. And our online installment loans company will help you to choose one. TheREAD MORE

6 Financial Predictions for Investment in 2017

Alina February 8, 2017

In the new year of 2017, all business owners can finally sigh with a relief: now they enter the market with new energies and potentials to make their business growth even more successful. But can we say that 2017 would be the year when all business owners can expect some positive changes? Let’s figure outREAD MORE

How to Take Control Over Your Money

Alina February 7, 2017

Taking care of finances is a quite challenging task and requires a lot of effort. No wonder a lot of people prefer to use the help of a financial planner. On the other hand, it does not mean that doing it yourself is impossible. The best way is to research and learn. Our blog forREAD MORE

How to Set Your 2017 Personal Finance Goals?

Alina January 14, 2017

New Year has already made its significant start in our lives and many of us were looking forward to this moment in order to make their biggest New Year resolutions come true. It’s no wonder since by changing habits people expect to start out fresh, would it be quitting smoking, losing weight or handling yourREAD MORE

Learn How to Protect Your Credit Card from Frauds

Alina December 26, 2016

Credit cards are a usual type of payment in the supermarkets, malls, banks, cafes, on the gas stations, etc. They are a part of our routine. But is this part of the routine protected enough? While people are trying to make their family and friends happy, they give thieves a substantial platform for certain frauds.READ MORE

Financial Mistakes You Have to Avoid

Alina December 19, 2016

Do you aware of the financial mistakes you usually make? Hardly. Everyone has his own spending habits, representation about savings, attitude to debts and credit cards. While people are sure in their own rightness, they all make mistakes that can be fatal. Not every lender will tell you how to act to qualify for theREAD MORE

Winning Ways to Manage Finances in Your 30s

Alina November 2, 2016

Who said 30 is a verdict of the financial insolvency? Yes, this age can be complicated sometimes. A thirty-year person has plenty of responsibilities and has to live independently. You can buy a home or a car, launch your own business, or start a family and you always need money. Not everyone manages to handleREAD MORE

How to Save Money by Living Healthy

Alina October 5, 2016

While most of the people refuse to lead a healthy lifestyle because of the imaginary large-scale investments, others live healthily and improve their financial circumstances! Yes, it may sound hilarious as a gym, sports sections, organic food, and healthy lifestyle at all require money and time but let’s look at it from the other side.READ MORE

A New Car – Choose The Right Financing!

Alina September 21, 2016

When you are choosing a new car, there is no need to overpay to your dealer by using dealer-sponsored financing. This means that you won’t have to pay extra fees and charges that can be included in your financing arrangement. Instead, you should look for a better deal from banks or credit unions that offerREAD MORE

Is Saving on Holidays Possible? Yes!

Alina September 3, 2016

Are you tired of holidays as the expenses are usually hit the pocket? The financial experts try to convince people that everything is possible and spending holidays without substantial costs is a commonplace for today’s shopaholics! Still, before using your credit card to make purchases, check out your credit score as it will save youREAD MORE

7 Essential Tips to Get Mortgage Loan

Alina September 2, 2016

Everybody, who is going to apply for a mortgage loan, has got to the right page! This article contains top 7 tips that will help you to get an approval. So, your dream that lies in buying a home is getting closer. If you managed to reach a good credit score, then application process containsREAD MORE

College Students and Money

Alina June 28, 2016

An independent financial life often starts with college. If you are a student, this article will help you to gain some more experience in a monetary realm of life. If you are a parent and have children, get acquainted with some tips as well for you will be able to advise something smart to yourREAD MORE

Where to Get Personal Installment Loans?

admin May 19, 2016

Nowadays installment loans are becoming more and more popular. They attract people with their convenience, availability and tempting options. Installment loans are the types of borrowing, which terms include monthly payments or installments. Such payments are fixed and can be coordinated with your lender. Installment loans are short-term but you can pay your debt offREAD MORE

How to Qualify for an Installment Credit?

admin May 18, 2016

When it comes to reputable online installment loans, lots of questions arise. Some people claim that installment loans invoke lack of trustworthiness. Nevertheless, nowadays installment loans are becoming more and more popular.  Financial experts expect installment loans to be the new payday loans. Where lays the reason for its popularity? What is an installment loanREAD MORE

Pros and Cons of Online Installment Loans

admin May 17, 2016

Have you ever faced installment loans? Most of the people nowadays tend to choose payday loans not realizing that installment borrowing is becoming more and more popular. Unfortunately, some people don’t apply for best installment loans just because they don’t understand what installment loans are. An installment loan is the type of a borrowing whenREAD MORE

What is an Installment Loan?

admin May 16, 2016

Decided to buy a car or arrange a mortgage? For this purpose, you should take an installment loan. In a couple of words, an installment loan is a type of borrowing that requires a fixed amount of payment each month. Nevertheless, a loan, which terms contain a minimum payment, doesn’t always refer to an installmentREAD MORE